Buying a house in a metropolis and best city like Delhi is everyone's dream, but due to rising prices and limited space, it becomes difficult to fulfill this dream. To address this problem, the government has launched the Apna Ghar Awas Yojana. Under this scheme, 7500 affordable houses are being constructed in Delhi. This initiative is especially for those families and people who have been wanting to buy a house for a long time but the economic situation does not allow it.
In this article, we will know in detail what this scheme is, how to get houses in it, what will be the application process, and which sections will benefit from it.
What's your housing plan?
- Apna Ghar Awaas Yojana is an initiative launched by the government to provide affordable houses to the common citizens.
- A total of 7500 houses are being constructed under this scheme.
- The houses will be equipped with modern facilities, but the prices have been fixed keeping in mind the middle class and lower income groups.
- The program is connected to the Delhi Development Authority's (DDA) and Pradhan Mantri Awas Yojana's (PMAY) policies.
The main objective of the scheme
There are several major objectives behind this scheme:
- To give Delhi's residents access to reasonably priced houses.
- To get rid of the burden of rent.
- To enable members of the Low Income Group (LIG) and Economically Weaker Section (EWS) to own homes.
- To address the growing housing shortage in the city.
- Give equal opportunity to all so that every family has a safe and secure home.
How many houses will be built?
Under this scheme, Apna Ghar Awaas Yojana are being built for different classes.
- Economic Weaker Section (EWS): compact one-bedroom apartment.
- LIG (Low Income Group) 1BHK and 2BHK flats
- MIG (Middle Income Group) 2BHK and 3BHK Flats
The prices will be fixed in such a way that common people can easily buy them by taking a loan.
Highlights of the Apna Ghar Awaas Yojna
Some of the things that make your home planning special are as follows:
- 7500 houses will be constructed in a modern way.
- All the houses will be near the metro station and main roads.
- 24 hours water and electricity.
- Close to schools and parks for children.
- Nearby there is a health center and a hospital for the elderly.
The programme has been designed keeping in mind all sections of society.
Application process of This Scheme
The scheme's application procedure has been made extremely straightforward.
- Step 1. You have to register on the official website.
- Step 2. Upload documents such as Aadhaar card, income certificate, and identity card.
- Step 3: Fill the online application form.
- Step 4. The houses will be allotted by lottery system for the selected applicants.
- Step 5. After being selected, the applicant will have to deposit the booking amount in the stipulated time.
Who can apply?
- Anyone looking to purchase a home in Delhi.
- Economically Weaker Section (EWS) and Low Income Group (LIG) families.
- Whose income is within the government - established range.
- people in Delhi who don't already own a pucca house.
Benefits of the plan
The scheme will benefit various sections of the society:
- The poor and middle class will get affordable houses.
- Those living on rent in Delhi will get relief.
- New employment opportunities will emerge as work in the construction sector will increase.
- Children and the elderly will have a safe environment.
- Delhi's urban infrastructure will be improved.
Buying a house
The government is also engaging with banks and financial institutions under the scheme to:
- Homebuyers can easily get a home loan.
- Interest rates can be discounted.
- You can get the facility of paying money in installments for a long time.
A golden opportunity for Delhiites
Amidst the rising prices of land and houses in Delhi, this scheme is a big opportunity for those who are thinking of buying their dream home. Especially the employed youth, newly married couples and small families will be able to benefit the most from this scheme.
Conclusion
Apna Ghar Awas Yojana is not only a housing scheme but it is a big step towards strengthening the society. With the construction of 7500 affordable houses, thousands of families will get their own house, will get rid of the burden of rent and will make life easier for the people of Delhi.
This initiative is a new ray of hope for every family that was till now living only on rent. In the coming times, this scheme will play a big role in giving better and safer housing to Delhi. This plan is a fantastic chance for you if you also wish to purchase your ideal house in Delhi.
