In India, farming is not fair work. It’s a portion of people’s day by day life and tradition. Most families still live on what they develop in their areas. Around 60 out of each 100 individuals depend on farming to win and eat. But life for farmers is never simple. Some years, heavy rains and floods destroy everything. Other times, there is no rain at all. Insects eat the crops, and the climate keeps changing without caution. All this makes it difficult for farmers to save their crops or win enough cash.
All this affects their work and income. In such a situation, the crop insurance scheme works as a protective shield for the farmers. This scheme helps when the crop is damaged and the farmer needs financial assistance. Earlier it used to take weeks or months to claim insurance, agritech crop insurance apps have made this entire process fast and transparent.
Why is crop insurance important?
Farmers work difficult on their arrive all through the year. He plants seeds, gives water, puts fertilizer and plans the crop. But sometimes a heavy rain, hailstorm or drought takes away all his hard work. In such a situation, the crop insurance scheme comes as a relief for the farmer.
Advantages of crop insurance:
If the crop is damaged, the farmer gets financial help. Farmers can recover their losses. This scheme gives confidence and confidence to the farmers in farming. Banks and other institutions also feel more comfortable in giving loans to insured farmers.
Earlier the process of claiming crop insurance was very long. Farmers had to fill forms, give evidence and make rounds of many offices. Sometimes the investigation took weeks due to bad weather or technical reasons. Due to this, the farmer used to get money late and his financial condition used to deteriorate further.
What did Agritech Apps change?
Technology has spread new light in every field of agriculture. Earlier the work that used to get stuck in papers and reports is now completed in minutes with the help of mobile apps. Today many agritech companies are making that type of app. Which facilitates the farmers from making insurance claims to seeing their status.
The main features of this app are:
- Filing an insurance claim on mobile
- Upload photos and videos
- Accurate detection of damage from GPS and satellite imagery. The officers can immediately see the report and approve the claim
Farmers get information at every step through SMS or app notifications. Now the farmer does not have to go to any agent or stand in any line. Just open the app in the mobile and enter the information about the damage, and in a few days the investigation is completed.
How do these apps work?
Agritech apps use modern technology. These are satellite imaging, drone surveys, GPS tracking and data analytics. When the farmer puts his crop information and damage report in the app. The system automatically verifies the damage from satellite images of the area.
The process in simple words:
- The farmer logs into the app and enters the details of his crop.
- He uploads photos or videos of the crop.
- The app records the damage information with the GPS location.
- The damage is confirmed by satellite or drone images.
- The data is immediately sent to the insurance company and the government department.
The payment process starts as soon as the verification is completed.The process which used to take 30-40 days earlier is now completed in 5-7 days. This gives quick relief to the farmer and increases his confidence.
What are the benefits for farmers?
Agritech apps have not only saved time but also created an environment of trust for farmers. The main advantages are:
The application process has been simplified. Transparency has increased, because everything is recorded online. Timely payment strengthens the economic condition of the farmer. The farmer himself can track his condition. Digital awareness has increased in rural areas. Now the farmer does not have to wait for any official to send his report. Everything is digital and can be tracked.
The role of government and start-ups
The Government of India is also taking many new steps in collaboration with agritech companies. Major changes have been made in the direction of making Pradhan Mantri Fasal Bima Yojana (PMFBY) digital. Some of the major steps:
Government initiatives like Kisan e-Mitra and PMFBY App
Private companies like CropIn, Skymet, AgriApp and BharatAgri are providing digital facilities to farmers. Transparency in loss identification from satellite data. Farmers can see the status of their claims in real time. Due to all this, a new digital revolution is coming in the agriculture sector in India.
Experience and success stories of farmers
Many farmers have pointed out that now it has become easier and faster than before to claim crop insurance. For instance, a farmer in Maharashtra's Nashik area posted a report of hailstorm harm to his cultivate crop on an agritech app. Prior, he had to hold up for weeks for the report, but this time he got the insurance cash in just six days.
Similarly, a farmer from Madhya Pradesh said that earlier his claim used to get stuck many times due to the mess in the paper process. Now everything is clear on the app - when the claim was filed, when the inspection took place, and when the payment was received.
The Future and Challenges of Agritech
Although agritech apps have brought a lot of changes, there are still some challenges. Internet access is limited in many rural areas. Some farmers are still not comfortable with smartphones. Therefore, it is very important to increase digital literacy.
Agritech apps are likely to come up with more features in the future - such as crop monitoring, weather warnings, insurance comparison, and direct bank account payments. This will not only speed up the crop insurance process but also improve the digital experience of the farmer.
Read More:- Organic Farming Grows with Agritech Support in Andhra Pradesh
Conclusions: Farmers empowered by technology
The farmer of India is now not only connected to the soil, but also to the digital world. agritech crop insurance apps have proved that when technology is used in the right direction, it has the power to bring about change.
Now crop insurance claims are no longer just a paper process. Now it is a smart system that protects the trust, hard work and right of the farmer. In the future, when each farmer will have a smartphone in his hand, cultivating will ended up a image of not just difficult work, but technology-filled hopes.
Remember the main points:
Crop protections is basic for the security of farmers. Agritech apps are making the claims process faster and transparent. Government and private companies. Work is on in this direction. The future of digital farming has now begun.
